Like all businesses, you need money to operate. Access to working capital – through a small business loan or advance – can be the key to making the necessary changes and acting on projects that are critical for the success of your small business.
It’s simple, fast, and best of all, reliable.
You could have funds in your account by tomorrow!
A reliable alternative to bank loans
UpCurve provides a reliable alternative to bank financing. We partner with top lenders to help you find short-term financing that works for your business. With UpCurve, your business is analyzed based on its overall health. Lenders look at your cash flow, the industry you are in, and the amount of time your company has been in business, along with other key indicators. Though your credit score is one consideration, it is not the most important factor when determining your approval.
If you don't have time to wait for a bank loan or have been unable to secure approval for one, short-term financing is a great solution. If you already have a bank loan but need funds for a different purpose, you can benefit from a short-term loan as well.
Step One: Apply
Our application process is quick and simple, taking approximately ten minutes to complete. Be prepared to submit your most recent bank statements when you apply. Your company must have been in business for at least one year, and it must have at least $3,000 in monthly credit card processing or a minimum yearly revenue of $100,000 to qualify for small business financing. Your company must also have a separate bank account. Unfortunately, it’s not a solution for start-ups.
Step Two: Receive Decision
Our goal is to help you get financing quickly, so you can expect a decision about your application within 24 hours or less. This rapid decision time makes short-term financing an ideal solution when your business needs emergency funds. One of the benefits of working with us is our high approval rate. Businesses are usually approved to receive financing amounts of up to 10% of their annual revenue.
Step 3: Receive Funds
After you have been approved for short-term financing, the funds are typically available in your account on the same or next business day. Repaying the loan is easy with daily micro-payments. Rather than having to repay your loan in large monthly lump sum payments, small payments are automatically withdrawn from your account or credit card processing each day. Your payments can be either fixed or variable.
Contact us today to find out how we can help you get the financing that your business needs without unnecessary hassles and delays. When you'd rather not turn to the bank, UpCurve connects you with top lending alternatives to empower your business and get you the financing you need.